Terms & Conditions

Welcome to Porciento. By accessing or using our website, you agree to be bound by these Terms & Conditions. If you do not agree, please do not use our website.

Not A Lender

Porciento is not a direct lender. We are a lead generation service that connects users with a network of third-party partners who may offer refinancing options. We do not make lending decisions and do not guarantee approval.

Use of Our Website

You agree to use this website only for lawful purposes. You may not use this site in any way that could harm, disable, or impair our services.es

Information You Provide

By submitting information through our forms, you agree that all information provided is accurate and complete. You understand that your information may be shared with third-party partners.

Consent to Contact

By submitting your information, you agree that Porciento may contact you regarding your inquiry through email or phone.

SMS communications are optional and require separate consent through the SMS opt-in checkbox provided on our website forms.

Consent to receive SMS messages is not required to obtain services, refinancing options, or complete an application.

Message frequency may vary. Message and data rates may apply. Reply STOP to opt out or HELP for assistance.

No Guarantees

Porciento does not guarantee that you will receive an offer, approval, or specific loan terms. Any offers are subject to the terms and conditions of the third-party partner.

Third-Party Services

Our website may connect you to third-party websites or services. We are not responsible for the content, policies, or practices of those third parties.

Limitation of Liability

Porciento is not liable for any damages resulting from your use of this website or from any interactions with third-party partners.

Changes to Terms

We may update these Terms & Conditions at any time. Continued use of the website constitutes acceptance of any changes.

Governing Law

These Terms & Conditions are governed by the laws of the State of Texas, without regard to conflict of law principles.

Contact Information

If you have any questions about these Terms & Conditions, you may contact us at:

Email: compliance@porciento.net
Location: Prosper-Texas, United States

Effective Date

Effective as of April 21st, 2026.