Disclosure
This website is operated by Porciento. By using this website or submitting your information, you agree to the terms described in this Disclosure.
Porciento is not a direct lender
We do not issue loans, do not make credit decisions, and do not guarantee approval.
We are a service that connects users with a network of financial partners and lenders who may offer refinancing options.
No guarantee of approval
Submitting your information does not guarantee that you will be approved for refinancing.
Approvals, interest rates, and loan terms depend on factors such as:
- Credit history
- Income
- Debt-to-income ratio
- Vehicle information
Each lender has its own evaluation criteria.
Compensation
Porciento may receive compensation from its partners when:
- A user submits their information
- A user is connected with a partner
- An application or transaction is completed
This compensation may influence the partners we connect you with.
Consent to be contacted
By submitting your information, you agree that:
- Porciento and/or its partners may contact you by phone, email, or text message
- This may include the use of automated technology or prerecorded messages, where permitted by law
- Your consent is not a condition of purchase for any product or service
Use of information
Your information will be handled in accordance with our Privacy Policy and Terms and Conditions.
Third-Party Services
Porciento works with third parties (lenders and service providers).
We do not control and are not responsible for:
- Their credit decisions
- Their terms and conditions
- Their privacy practices
We recommend reviewing their policies before proceeding.
Contact
If you have any questions about these Terms & Conditions, you may contact us at:
Email: compliance@porciento.net
Location: Prosper – Texas, United States
Effective Date
Effective as of April 21st, 2026.
© 2026 Porciento, LLC All rights reserved.